Equifax Inc. (EFX) has agreed to acquire Mexico-based credit bureau Circulo de Credito for an enterprise value of $750 million, expanding its Latin American footprint.
The deal represents a significant push by the Atlanta-based credit reporting giant into one of the region’s largest and most dynamic consumer credit markets.
Circulo de Credito reported revenue of $134 million for the 12 months ended June 30, 2026, signaling a well-established and financially healthy operation.
The Mexican bureau also posted adjusted EBITDA of $62 million over the same period, reflecting strong underlying profitability ahead of the transaction closing.
The acquisition gives Equifax access to Circulo’s cloud-based technology and data infrastructure, which covers 2 billion tradelines and 80 million identities.
That scale of data coverage positions Equifax to significantly deepen its analytical and credit decisioning capabilities across the Mexican market.
Circulo de Credito will join Equifax’s international business segment and continue to operate under the leadership of CEO Juan Manuel Ruiz Palmieri following the close.
Equifax said the deal is expected to close in the fourth quarter of 2026, subject to standard regulatory and closing conditions.
The company also indicated the acquisition will be accretive to adjusted earnings per share in the first full year of ownership, a positive signal for investors watching near-term financial impact.
Mexico represents a major growth opportunity in consumer credit infrastructure, as financial institutions and lenders increasingly rely on data-driven tools to assess borrower risk.
For Equifax, the Circulo deal builds on a broader international strategy of acquiring established credit bureaus in high-growth markets to supplement its core North American business.
In pre-market activity on the NYSE following the announcement, shares of Equifax were up 0.62 percent, changing hands at $173.00, after closing the previous regular session 0.08 percent lower.
